Are you a Motivated Home Seller who can’t afford $10,000 to $200,000 in repairs, $10,000-$200,000 in debt for 10-50 years, or offer seller financing for up to 10-50 years like competing banks to 10% down buyers?
We will cash out your discounted equity TODAY, or no discount on no repairs, with a FUTURE balloon payoff in only 5-10 years
When it’s finally time to sell your Minnesota house you are going to go through an emotional journey with many different emotions.
Depending on your circumstances, the condition of your house, how much time and money you have and the other relatives, family and relationships that you have involved will make a very big difference in what emotions that you go through and how much resistance you have bridging from one emotion to the next emotion. This process is a bridging from beliefs.
You can follow your 22 emotions as a daily habit by following this blog. You’ll want to click any of the 22 emotions below by clicking the links to learn more and start your journey towards the decision to reach out and later text me to sell your home when you feel ready. It will help give you peace of mind and alignment as you first explore and then eliminate your options until you arrive at the solution to eventually sell your home, or property.
Are you, or someone you know going through any of these 22 emotions? Please take a moment to share this article with your friends or someone that will get value from it. It’s very common that an investor, real estate agent, mortgage broker, wholesaler, or home seller will want to read this article as you may know someone or be that someone who needs to sell.
Today you are looking for a transformation and I’m here to demonstrate to you that you can internally create your own momentum by talking yourself up the emotional scale from your current split-energy into more of a path of least resistance.
It’s not your goal to try to skip 10 emotions at once up the scale, but to feel your way up the scale, so that it’s believable to you along the way.
Here is the emotional scale by Abraham-Hicks with over 22 emotions to self-identify with and bridge through, it’s a process, so be patient with yourself.
You may be starting near the bottom, near the middle or near the top. You don’t have to go through all of them right now from bottom to the top.
Maybe you are reading this right now and only need help going through just a couple of these because you are feeling stuck.
Find out which emotion you resonate with today and keep practicing the emotions above it until you get to the top and you have momentum and energy to move forward with inspired action. Keep practicing reading over and over until your emotions and thinking match.
Remember to read from your lower emotion up the emotional scale and fill in the blanks and practice that emotion for awhile with the right thoughts, then move up to the next one bridging gradually, so that you don’t feel resistance.
By practicing this over and over before you text me, this is your path of least resistance. Use this process for your mental health, relationships and finances.
Click on the bold underline linked emotions below for the full article on that emotion to understand it more for how you are feeling and how to bridge and gradually move up the emotional scale with momentum.
You can follow your 22 emotions as a daily habit on this blog. Click any of the 22 emotion links below to learn where you are in the journey to selling your MN house, or property.
1. Joy, Appreciation, Empowerment, Freedom, Love
This is the very top emotion for you and you are going to feel the most momentum and want to take inspired action because you have so little resistance and you have such anticipation of what is to come next because your frequency is so high and you are thinking amazing thoughts and attracting even more of the same amazing thoughts.
Appreciation is Like being grateful and feel emotional freedom from resistance. You love feeling empowered and it’s the peace of mind of joy.
You can’t wait for the new buyer to be happy and love your house the same way you once did.
Just reading saying what you think with this emotion is giving you so much energy, you can’t wait to move forward to sell. In this case click my link at the bottom to read my article to sell and text me for a buyer.
2. Passion
You are so passionate and full of momentum and eagerly anticipate that you ate so close maybe you ate so ready to move on past your house because you know another amazing place is just around the corner to live in.
3. Enthusiasm, Eagerness, Happiness
You are happy and excited and you know now what you want and that’s to let someone else buy your house and use that feeling to eagerly await the next place that you will love, your future is looking bright.
4. Positive Expectation Belief
You now expect and believe that your future is bright and looking positive and you don’t know exactly how it’s going to happen, but you can feel the right people and pieces are coking together.
5. Optimism
Most of your thoughts are turning positive, you have few negative thoughts and your momentum is carrying you into your future reality
6. Hopefulness
You are starting to believe a future ok then horizon could work out for you. You aren’t 100% of the way there, but you ate being receptive to an easier future life
7. Contentment
You are starting to be pretty satisfied, you are starting to be well past relief into some peace of mind. You know you are on the right path and the right timing is coming for everything to unfold.
8. Boredom
You ate getting bored because things aren’t happening fast enough, the good news is you aren’t feeling impatient, you are just waiting on a little momentum
9. Pessimism
You want to take action, you just feel negative and lack believe some, focus on what’s going right and more of the right answers will come to you.
10. Frustration, Irritation, Impatience
When you are frustrated or impatient you know you are close and you know mostly what you want you are just rushing things a little and just need to relax some. Maybe you have to just wait for a buyer to message you back to see your house for sale.
11. Overwhelment (feeling overwhelmed)
Feeling overwhelmed is when your mind feels heavy and it can’t think very clearly because there are so many things to do you just don’t know how to prioritize them. Take it easy and meditate and you’ll think more clearly.
12. Disappointment
Maybe you had some contractors come over and give you some estimates and they are higher than you thought, so your profits will be less than you thought. Don’t be discouraged you aren’t making progress forward.
13. Doubt
You may not believe a person, situation, or yourself, so start off looking forward small things to believe in and have a little faith even in things that you can’t see at first.
14. Worry
Worry creates anxiety and stress and most of it never comes true. Take a nap, meditate, get some rest and remove stress in your life to get above the worry vibration.
15. Blame
Blame makes you feel powerless like something outside of you like your environment or conditions have power over you.
When you think like this you may think of people to blame if you don’t sell fast enough, or get the right price. This is only going to add to your resistance and slow down the selling process.
16. Discouragement
You may have had some bad luck lately and feel like you stopped believing, or things aren’t going your way. Start off with little steps and move forward little by little to build your confidence and beliefs.
17. Anger
You may be angry at some family members in your life right now, but that’s only going to slow you down from having clarity on deciding to sell your house
18. Revenge
This is negative disimpowering thinking where you wish bad on someone else , it doesn’t have to be about a house it can just put you in a bad state of kind and affect you being ready to sell your house.
19. Hatred, Rage
You may be upset that renters trashed your house, or it’s in foreclosure, but don’t use those unhealthy emotions to work against you, read some emotions above with less resistance.
20. Jealousy
You may feel jealous about a friend at work or a neighbor who’s more successful than you selling their house for more money, recognize you feel that way and move up the scale of emotions.
21. Insecurity, Guilt, Unworthiness
At this stage you may lack confidence , or feel guilty about something with a relationship or money and not trust your own instincts on selling your house, maybe you don’t even think you deserve to be happy.
22. Fear, Grief, Desperation, Despair, Powerlessness
This is a tough situation to be in as there may be a recent death in your family, an inherited house and a fight with siblings. You may feel out of control and out of time and money, feeling very depressed and out of energy.
You can listen to an audio about selling your Minnesota house here with Abraham-Hicks example from a guy in the audience and the emotions that go with it https://youtu.be/lS5DpSQaGpg
here is another chart of moving up to alignment on your emotional journey before you decide to reach out and text me to sell your house, or property.
Here is a longer detailed article that I wrote for you to read and click below when you are ready to sell your Minnesota home as-is fast on seller financing terms, or cash I recommend reading it a few times to understand it better before you reach out and text me to sell your MN house, or property.
What makes a property owner motivated?
MONEY/DEBT ISSUES:
Can’t afford payments
Making 2 payments
Can’t afford falling prices/equity
Refinance doesn’t make sense
Inflation burned last of savings
Property taxes skyrocketed
insurance skyrocketed
Utilities skyrocketed
ARM payment escalated
HOA fees escalated quickly
Deliquent HOA fees
Failed investor
Speculation failed
Seller’s Bank collapsed
Stock brokerage collapsed
Job out of state
Depleted short-term $ to fixup/finish
Unemployed, fired, laid off
Unemployment benefits/stimulus ran out
Low Occupancy/high vacancy Airbnb
Builder bleeding cash flow
Vacancy ongoing expenses
Retirement $ running out
Lost $ in crypto
Lost $ in stocks
Lost $ in 401k
Lost $ in pension fund
Negative cash flow monthly
No Insurance to fixup
Owe people money business/personal
Lender Capital call/margin call
Expensive Landscaping & curb appeal
Too much student debt
Pending hard money loan
Strategic walk away
Collect rental income in redemption
Collecting rent not paying lender
Negative leverage cap rates
Calculated ARV or fixup wrong
Contractors took $, work undone
Bad economy fear/panic
Free and clear/seller financing for $
Afraid to raise rents
$0 for capital improvements
CREDIT/EQUITY ISSUES:
Major credit card debt
Credit card limits were cut
HELOC credit line were cut
Credit frozen
Cash-out Refinance denied
Behind on loan payment 1st or 2nd
Loan mod (can’t qualify)
Upside down equity/short sale situation
No equity left
Too young for reverse mortgage
Work Car/truck repossessed
Lender denied buyers
property not financable
Major unpaid collections
FAMILY ISSUES:
Divorce or separation
Recent marriage
Kid custody
Death in family
Probate
Inheritance
Disagree/siblings in selling
Siblings forcing sale
Move out of state for family
Estate sale forced sale
Kids moved out/too big of a house
Expecting a baby/house too small
HEALTH ISSUES:
Major Health issues/expenses
Big medical bills collections
Paying for family assisted living
Paying for family nursing home
Paying for family group home
Parents/family have health expenses
TIME/DEADLINE ISSUES:
Can’t manage property out of state
Walked away from the property
Too busy with life
Too busy to chase rents
Too busy to manage the property
In pre-foreclosure
In redemption period of foreclosure
Balloon mortgage due
Many showings are inconvienent
Hard to show with tenants/condition
Couldn’t sell FSBO
Didn’t sell on MLS (expired)
Agent couldn’t find buyers
Wholesaler left seller stuck
Bank wants keys back for REO
No money for years to finish
Out of time, money & energy
Builders have too much inventory
PROPERTY ISSUES:
Deferred maintenance
Major fire damage
Major water damage
Major mold damage
Major storm damage
Utilities cut off
Major siding, roofing & window expenses
Renter destroyed property
Needs dumpster: junk/trash
Undesireable location
Railroad tracks/power lines
Doesn’t like neighbors
RENTER/LANDLORD ISSUES:
Renter can’t pay
Renter(s) lost job
Burnt out landlord
Renters violated lease
Done being a landlord
Eviction moratorium
Rental management out of area
Absentee owners
Poor manager/operator
No time or money for eviction
TITLE ISSUES:
Delinquent Liens
Delinquent levies
Mechanics liens
Water bill lien
Accessment liens
Lot/land issues
TAX ISSUES:
Delinquent personal taxes
Deliquent property taxes
1031 exchange deadline
Depreciation recapture on taxes
Estate taxes
CITY/STATE/HOA ISSUES:
City ready to tear down
Condemned by city
Code enforcement violation
Airbnb not allowed
HOA won’t allow rentals
On City CAT vacancy list
Seller was defrauded
Seller committed a crime
High Crime in neighborhood
Zoning issue
Environmental issue
Can’t split lots
Non-conforming bedroom(s)
SELLER FINANCING is better than BANK RATES
-99% of mortgages are 6% or less
-75% in 4’s or lower
-Half originated/refi since 2020
-40% loans done from 2020-2021
-39% free and clear homes
-Almost 1/3 rd of mortgages below 3%
-2/3rd of 65+ year olds own free & clear
-Houses change hands every 12 years
-74% of homeowners over the age of 65 have been in their homes for at least 13 years
-more than one-third of homeowners 65 and older have held onto their home for at least 33 years.
