home loan

How can I be more prepared for the Minnesota Houses for Sale loan process?

Posted by on Dec 5, 2019 in home loan

Minnesota homes qualifying to buy

When I hear of buyers applying for a Minnesota home, so that they can get pre-approved and quickly start looking at Minnesota houses for sale online I look at what could help others be more prepared ahead of time.

The answer, I find, is really for people to be organized with their personal financial paperwork and to have easy access to a lot of that specific financial paperwork.

This includes bank statements, 2 years …

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How much of a down payment is needed when buying a Minnesota house for sale

Posted by on Dec 4, 2019 in home loan

Down payment for a Minnesota home

When you search Minnesota houses for sale you’ll want to know if you can get pre-approved and for how much, like what’s the price point.

Once you know those numbers more accurately you can know what your down payment is that’s needed and then add earnest money, inspection and appraisal to the list of other expenses.

As far as how much money you need upfront of course the sales price and pre-approval matter when …

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Buying a Minnesota house for sale before you know your credit score?

Posted by on Dec 3, 2019 in home loan

Minnesota home buying and credit score

You are excited to start searching Minnesota houses online to buy and look at some cool photos and see the inside of some remodeled and updated bathrooms and kitchens, but before you get too far ahead of yourself you aren’t even sure what your credit score is.

The great thing about your credit score is that there are formulas and guidelines to follow to improve your credit score so that you more easily can …

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