Posts made in December, 2019

First, get your pre-approved amount before searching Minnesota homes online

Posted by on Dec 1, 2019 in home loan

Searching Minnesota homes online

It’s great when you get really excited about searching for Minnesota homes online with beautiful remodeled kitchens, updated bathrooms and private big backyards, a fireplace, master bedroom and closet, or even a 3 car garage.

But don’t get too far ahead of yourself and your emotions. The colorful high quality photos can reel you in and keep you really excited day and night, but you could be putting the cart before the horse, here’s why…

You …

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Minnesota home loans: Checking Credit Karma, Equifax, Trans Union, Fico, or Experian yourself online

Posted by on Dec 1, 2019 in Credit score

Credit Score and Minnesota Home Loan Qualifying

I’ve had people come to be asking to connect with a loan expert because they have questions about what they qualify for based on their current credit score today.

You may only know your credit Karma score which is a score that lenders don’t use. I haven’t found that credit karma number to have meaning to a loan expert.

It’s a great conversation starter, and I’m sure that it helps people understand about …

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Prepare for earnest money, inspection, appraisal costs when buying a Minnesota home

Posted by on Dec 1, 2019 in minnesota home buyer

Minnesota home loan application

When it comes time to ask questions about applying for a Minnesota home loan, You’ll find that you can ask questions, learn about the process, fill out and work on the application while sending in documents online for awhile before you are putting out some of your real money for additional upfront fees such as: inspection, appraisal, earnest money or a down payment.

It’s not uncommon for someone to ask questions about the application process

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