Posts made in November, 2019

Payment history is important with Qualifying for a Minnesota Home Loan

Posted by on Nov 30, 2019 in home loan

Having a record of paying your bills on time for a Minnesota home loan is especially important when you don’t have a credit score or a payment history.

Bills such as Netflix, Utilities, Cell phone, Insurance, Rent, Credit Cards, or Cable bill are important to show that you manage your bills well and pay on time even if you don’t have much of a payment history with other bigger items.

You can get a Minnesota home loan with the right …

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Move-in timeline for Minnesota Home Loan and Buying process

Posted by on Nov 30, 2019 in minnesota home buyer

As you are ready to communicate on messenger about a Minnesota home loan to buy a beautiful home I’m sure you are wondering about the timeline for the process.

There are some people who get on messenger who have a 600+ credit score with 5%+ down payment, w-2 forms working at the same place for years, no collections, bank statements, recent tax forms, and other documents when needed.

Others get on messenger and may not come back on for awhile …

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How renters save more money upfront with a buying a Minnesota home vs renting

Posted by on Nov 30, 2019 in minnesota home buyer

When it comes to deciding to rent or buy in Minnesota you’ll notice that renters usually come up 1st months rent, plus deposit and I’ve heard of renters coming up with last months rent. A rent to own can be a few thousand plus $5000 to $10,000 in option money.

This can really add up for a lot of people and use up most of their savings. The great news is the VA and USDA programs are 100% and FHA …

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